Direct phone STK configured Public URL: https://net.pamnetsolutions.co.ke Callback: https://net.pamnetsolutions.co.ke/payments/mpesa-callback Environment: live Demo STK: off Callback check: OK — HTTPS callback OK Resolved callback: https://net.pamnetsolutions.co.ke/payments/mpesa-callback OAuth: OK — Daraja OAuth OK (live) Ensure net.pamnetsolutions.co.ke points to this server with HTTPS. Buy a package — the customer phone should get the M-Pesa PIN prompt directly.