=== Portal STK diagnostic ===
Demo mode: off
Active gateway: bank_stk

OAuth: OK — Daraja OAuth OK (live)

Last 5 payments:
  #386 pending KES 5.00 phone=254783587531 ref=REALTEST20260914041801536F
    notes: fail path
  #385 pending KES 5.00 phone=254783587531 ref=REALTEST20260914041801536
    notes: Authorization verify — pending until callback
  #383 completed KES 500.00 phone= ref=REF4
    notes: Partial top-up
  #382 completed KES 10.00 phone= ref=AT2BF54A
    notes: Airtel Money
  #381 completed KES 10.00 phone= ref=QK24FE98
    notes: STK confirmed